Mortgage interest: You can deduct mortgage interest on up to $1 million of debt for your primary and secondary homes. This deduction is capped at the interest amount paid during the tax year.
State and local taxes: You can deduct up to $10,000 ($5,000 if married filing separately) of state and local income taxes, or sales taxes in place of income taxes. Property taxes are also deductible.
Charitable contributions: Donations to qualifying charitable organizations are deductible, up to 60% of your adjusted gross income. Note that donations of clothing and household items must be in good condition to qualify.
Medical expenses: Expenses exceeding 7.5% of your adjusted gross income can be deducted. This includes things like doctor visits, prescription drugs, and lab fees. Additionally, you can deduct mileage driven for medical appointments (at 23 cents per mile in 2020). Insurance premiums may also count towards this deduction if paid with after-tax dollars.
First, let’s talk about how a VPN works. A VPN encrypts all of the traffic between your computer and the VPN server. This means that anyone trying to intercept your traffic would only see gibberish. Even if they were able to decrypt the traffic, they would only see the IP address of the VPN server – not your real IP address.
So, while it is possible for someone to track you if you use a VPN, it is very difficult. If you are concerned about being tracked, we recommend using a reputable VPN service that takes privacy seriously.
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